What you get
Six things most new agents figure out alone. Pick one to see it.
Five quick questions. About two minutes.
Earnings
You're paid commission on every policy you write.
Hypothetical illustration only, not a promise or typical result. Agents are independent contractors paid by commission, with no salary. Earnings depend on effort, skill, contract level, carrier, product mix, policy persistency and state. Many new agents earn little in their first months, and commissions can be charged back if a policy lapses.
Every family needs life insurance. Most have never had someone sit down and explain it. That's where you come in. We'll license you, train you and stand beside you while you build something that's yours.
Why life insurance
Less money up front. Faster to your first paycheck. A credential that's yours for life.
| TikTok Shop | Trading | Selling AI | Dropshipping | Best fitLife insurance | |
|---|---|---|---|---|---|
| Startup cost | $0–250 | $5–10k | $2–5k | $500–2k | $200–400 |
| First paycheck | 2–5 months | Unpredictable | 2–4 months | 2–6 months | Often month one |
| Learning curve | Content skills | Years | Sales and marketing | Ads and suppliers | Weeks, with scripts |
| Demand | Trend-driven | Market-driven | Crowded | Crowded | Every family |
| Credential | None | None | None | None | State license |
| Room to grow | Low | Capital-limited | Medium | Medium | Lead a team |
Swipe to compare ›
The path
Answer five questions, then a 15-minute intro call.
A clear study plan and help booking your state exam.
Learn the products, sit in on real calls, then lead your own.
Write your first policies and grow at your own pace.
Questions
No. Most of our agents started with none. You'll learn the products, follow proven scripts and practice with your mentor before you talk to a single client.
You pay for your pre-licensing course and state exam, usually $200–$400 total depending on your state. There's no fee to join the team.
Commission. You're an independent contractor and you earn on every policy you write. There's no ceiling, and your income depends on the work you put in.
No. You earn from selling real insurance policies to real clients, with no product to buy or inventory to stock. Agents who choose to build a team can also earn on their team's sales, which is how insurance agencies have always worked.
Yes. Plenty of agents start with 10–15 hours a week around school or another job, then go full-time once it's working.
You don't have to. We show you how to work with people who have already asked for coverage, so your conversations start warm.